S$0 annual fee for the first 1 year and S$85.60 thereafter, Earn 2.5 points for every $1 spent on your credit card. Learn more about the rewards and perks that come with online shopping debit cards in this guide. Across the U.S., senior citizens have an average FICO ® Score ☉ of 745—44 points higher than the national average of 701, according to Experian data from the fourth quarter of 2018. We have reviewed over 100 credit cards in Singapore to simplify your card shopping process. EZ-Reload automatically tops up the cardholder’s ez-link card when it has insufficient value. All Permanent Residents aged 60 and above will continue to be eligible for the purple Senior Citizen Concession Card when they apply through TransitLink. SimplyGo allows commuters to use contactless debit or credit cards to pay for their daily fares on Singapore trains and buses. Finder is committed to editorial independence. Compare these deals from our … You’re retired, but the expenses don't stop. Even with increased income and social security, many senior citizens still cannot get by without using credit cards to fund even basic expenses. Get S$150 cashback with no minimum spend of S$800 when you sign up online by, Shopping, travel and lifestyle offers at over 3,000 outlets in Asia. Last updated on 8 December 2020. Senior Citizens can enjoy movies at a special Concession Rate from Mondays to Fridays, for any movie before 6PM at any Shaw Theatres! You can apply for most credit cards when you’re retired or a senior citizen – as long as you meet the card’s application requirements. spend required, and 1X UNI$ (or 2 miles) on other purchases. Read more on how to apply for a credit card with our step-by-step guide. For seniors, there are many options out there, but we’ve narrowed down the best. 1% unlimited cash rebate with no minimum spend. No minimum spend or cap, Complimentary access to selected VIP airport lounges. Up to 8% cashback on groceries, food delivery, transport, petrol and more with minimum spend of S$800 per month. Card Type: Annual Fee: Miles Earned (Local) Miles Earned (Overseas) Bonus Miles: Redemption Fees: American Express Singapore Airlines KrisFlyer: $176.55 (1st year waived) $1 = 1.1 miles: $1 = 2 miles: 5,000 KrisFlyer miles (min. With over 10 listings, get the best and most reliable Senior Citizens Service Organisations including ratings * The balance in your account will be restored. 5% cashback for petrol, plus earn rewards points and exchange them for car servicing vouchers, vehicle merchandise and more. With income not likely to rise significantly in the future, and the rising cost of living, many seniors could be facing a difficult situation. Get 45,000 miles when you spend S$9,000 in the first 3 months. It features exclusive senior citizen deals for three days (Wednesday to Monday). Apply today and receive up to S$80 cashback and 5% bonus cashback. SIM card 1: $8. ... Senior Citizen Movie Ticket Prices Singapore 2020. Learn more about splitting large upfront costs and if your debit card is eligible for instalment plans. Get up to S$100 in cash rebates every month. above the interest rates for a … Additionally, get 1% cashback on your approved Funds Transfer Amount. riginal NRIC (or Re-entry Permit for PR), Senior Citizen concession card (if applicable), and one recent c. Your email address will not be published. Last month, M1 launched two new plans called the Seniors Go Digital and Mobile Access for Seniors to support the seniors and encourage them to take up digital services. If you are unsure you should get independent advice before you apply for any product or commit to any plan. Switching credit cards may be a good idea for senior citizens who are paying unnecessarily high rates of interest. Earn up to 5X rewards points for every S$1 spent for eligible dining transactions, with no minimum spend required. 0.25% cashback on other retail purchases, capped at S$80 for all transactions per statement month. Many have debt they can't afford to pay. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone. 5 GB for 30 days hi! Unlimited data for 1 year: WhatsApp, WeChat, LINE and hi!Music Plan (30 days) hi! Apply today and receive up to S$80 cashback and a bonus 5% cashback. Enjoy a wide variety of discounts and cashback rebates on dining, entertainment, online shopping and travel. To make the decision process easier and more productive, our research team analysed 100+ of Singapore's most competitive credit cards and identified the best options for different spend levels and lifestyles. Minimum S$1,500 spend within 30 days. 6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel. With PAssion Silver Concession Card, Singapore citizens who are 60 years old and above can enjoy concessionary fares on public transport. Privacy, Ultimate senior citizen concession card guide. For most banks, retirees are eligible for secured credit cards only, meaning that you will need to have a minimum amount of fixed deposit with them in order to qualify. Why was my credit card application rejected? As we like to say in Singapore, good things must be shared. Find the perfect gift NRIC No. If you’re an international student in Singapore, having a local bank account can help you manage your finances with ease. If you decide to apply for a product or service through our website you will be dealing directly with the provider of that product or service and not with us. The UOB Uniplus Savings account is ideal for everyday transactional banking. For more details, login to your account via members.myactivesg.com or the ActiveSG app.. For MyActiveGYM™ or MyActiveSWIM™, check in or out of our facilities by following these simple steps: Earn 0.25% cashback on everything you spend. Apply today and receive up to S$80 cashback. Total credits given after electronic top-up can range from $12.50 to $375. Apply today and get a 3% Cashback bonus when you spend S$5,000 in the first six months. The current NRIC takes the form of a credit card-size polycarbonate card. Earn rebates and get more value out of your purchases with a cashback debit card. This can help you fill out credit card information on some untrusted sites to protect your real credit card information. Boosting digital literacy for the elderly in Singapore has been a key drive of the government. New Citibank customers can get S$250 Lazada & RedMart vouchers as they spend. Up to 3.33% cash rebates on local spending - up to a monthly limit of S$100, S$0 annual fee for the first 3 years and S$80 thereafter. Here are some strategies featuring cards that have travel medical insurance over 65. But you will have to demonstrate a minimum annual salary level of $45,000 SGD, somewhat higher than the $30,000 SGD that applicants holding Singapore citizenship or PR (Permanent Resident) status have to show. We are not a product issuer, credit provider or financial advisers nor are we a credit intermediary or broker. Income Tax. It features exclusive senior citizen deals for three days (Wednesday to Monday). Grand Senior Citizens Fixed Deposit- Grand Senior Citizens Fixed Deposit account allows the customer to enjoy an extra interest of 0.125% p.a. Increased borrowing power. Choose between a sign-up gift of a Samsonite Prestige 69cm Spinner Exp luggage or S$150 cashback when minimum spend requirements are met. T&Cs apply. 6% cashback on dining and 8% cashback on groceries. Enjoy shipping rebates on eligible purchases of at least S$50 at Lazada. Find the top Senior Citizens Service Organisations in Singapore today. Card Application. When you're enjoying your golden years, you may suddenly find that your income has dropped to the point where premium credit cards may be out of reach. While some senior citizens may be exiting the workforce, their debt and credit have not yet retired. Maharashtra professional tax exempts senior citizens (65 years and above) from paying any tax. EZ-Reload automatically tops up the cardholder’s ez-link card when it has insufficient value. Cue all kinds of gimmicky discounts like free durian buffets, $0.54 chicken rice and the ill-fated $54 Huawei phones.. Retiring soon? **Refer to product terms and conditions for further information on interest charges. If you hadn’t organised the necessary documents, confirm which ones you’re missing before applying again. Seedly Student Ambassadors. She's also one half of the Pocket Money podcast. 6 and 12 months options for MyActiveGYM™, as well as 12 months option for senior citizens for MyActiveSWIM™ are still available. Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. Choose between a S$150 cashback or Samsonite suitcase if minimum spend requirements are met. Up to 8% cashback on some weekend dining, travel, and entertainment and 3% cashback on online fashion, weekday dining, travel and more. All you need to do is call our 24-hour Customer Care within 15 days to report loss or misuse and provide the necessary documents. T&Cs apply. Earn 1 Rewards point for every S$1 charged to your card. S$0 annual fee for the first 2 years and S$192.60 thereafter. We may also receive compensation if you click on certain links posted on our site. Community First is the credit provider and issuer of the credit card. : Date of Birth: Security Code: Clear Next This website is optimised for IE version 9 and above. T&Cs apply. Senior Citizen Movie Ticket Prices Singapore 2020. Senior Citizen Identity Card Fields marked with (*) are mandatory Applicant’s Details Name* Photograph of the person ( on whose name Senior Citizen ID card is to be issued) (This photo is for scanning do not cross sign) Father’s/Husband’s Name* Gender* Male Female Transgender Date of Birth* (DD/MM/YYYY) Mobile No. 10X Rewards on eligible online and retail purchases, capped at 10,000 points per statement month. 2019 has been a pretty good year to be a senior citizen in Singapore. S$0 annual fee for the first 1 year and S$160.50 thereafter, Get S$150 cashback with minimum spend of S$800 when you apply online by. If you’re a member of AARP, check out the organization’s credit card from Chase Bank USA, N.A. The PAssion Silver Concession Card or PAssion Silver Card (Non-Concession) will be issued free to all Singapore Citizens aged 60 years and above. If you were rejected because of your credit history, you’ll need to take some time to improve your credit score before applying again. That’s not all! One of the perks of being a Senior Citizen (55 years old and above) is the senior citizens’ discount in many areas including movie ticket prices. Quick delivery of wheelchairs, milk powder, adult diapers to your doorstep. above the interest rates for a … The age limit for credit cards for the elderly in Singapore is typically around 65-70. And at Sheng Siong, senior citizens aged 60 and above get 3 per cent discount, subject to a $200 cap. Learn how you can increase your chances of approval when you apply. The default auto top-up amount on your Citibank SMRT card is $30. Get 30,000 Citi Thank You points when you spend S$3,000 in the first 3 months. Out of Singapore’s four major telcos, Starhub was the first to offer senior-specific mobile plans, with prices starting from as low as S$8. Giving you an example; yesterday 2nd of July 2016, i bought a ticket for Adventure Cove Sentosa for my father in law ; a foreigner and a senior citizen.i bought the ticket on Adventure Cove's web site which was offering 10% discount if you use HSBC credit card to buy the tickets, which i did. Senior citizen concession card application But don't worry, there are ways around income requirements. A citizen journalist detained in China after reporting from the Covid-19 ground zero of Wuhan will face trial later this month, her lawyer said Friday, as fears grow for her health. Find the perfect gift. T&Cs apply. S$0 annual fee for the first 1 year and S$256.80 thereafter. Singapore senior citizens (including PR), aged 60 y-o and above, can apply and get senior citizen card to enjoy local public transport including buses, MRT, LRT at concession fares. We looked at cards marketed specifically to seniors, but didn’t end up choosing any of them for this list. Plus, travel cover of up to S$1,000,000. Eligible for SkillsFuture Credit & SkillsFuture Subsidy. If you’re taking advantage of Christmas buffet promotions, you won’t be able to use your credit card discounts with it. Budget 2021. T&Cs apply. Best Credit Cards of 2020. by NerdWallet. Being served legal papers can be a scary experience for a senior. Plus, up to 30% off on postal services and lots more. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. It is issued free to all Singapore Citizens aged 60 years and above. The PAssion Silver Card comes as a concession and non-concession card. Juggling credit cards with different rewards and points-redemption methods can get confusing. Earn 1.1 KrisFlyer Miles per S$1 spent on purchases with no cap. This Credit Card is issued on behalf of National Seniors Australia by Community First Credit Union Limited ABN 80 087 649 938 AFSL/Australian Credit Licence 231204. Best Air Miles Credit Cards In Singapore. Citibank SMRT card: SimplyGo: What is it about? Earn up to 10X Reward points or 4 miles per S$1 spent on qualifying purchases. Annual fee applies. Earn 1.4 miles per S$1 spent locally and 2.4 miles per S$1 spent overseas, including online shopping. At FairPrice, Pioneer Generation Members (ie. How to check your credit card application status, finder.com is a financial comparison and information service, not a bank or Up to 5% savings on groceries, fast food, movies, and coffee. The age limit for credit cards for the elderly in Singapore is typically around 65-70. Citibank SMRT card: SimplyGo: What is it about? Seniors who already enjoy concessionary fares on public transport will receive the new PAssion Silver Concession Card in the mail. Plus receive up to S$80 CapitaVouchers when a minimum spend of S$500 is made in the first month. Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. Not only is there a shiny new Merdeka Generation package from the government, it seems like private businesses are also trying to woo the 55+ crowd.. M.T.N.L. Apply today and get S$150 in bonus cash credits. Find out if it suits your needs and apply securely. Here are six cards for seniors to consider. Compare and apply for the best dining credit cards on SingSaver. I recently spoke with a concerned couple served by a sheriff's deputy with a lawsuit for an old credit card debt. Earn 1.4 miles for every S$1 spent locally with no minimum spend or cap. testing. Giving you an example; yesterday 2nd of July 2016, i bought a ticket for Adventure Cove Sentosa for my father in law ; a foreigner and a senior citizen.i bought the ticket on Adventure Cove's web site which was offering 10% discount if you use HSBC credit card to buy the tickets, which i did. Earn 1.5% cashback on all eligible spending with no minimum spend or cap. allows you to borrow funds without using any kind of asset as collateral. If you’re looking for a new credit card, which should you choose? Get $5 off now! Sally has a first-class Honours degree in Communications and Media Studies (majoring in Journalism and Professional Writing) from the University of Wollongong. It may be easier to get approval for personal loans, including car loans if you already have a credit card issued by a Singapore bank. Compare credit cards for pensioners and retirees, including eligibility criteria. * Aadhaar No. where to take IC/passport photo in Singapore, Bus Services Maps: Integrated Bus Travel Information, Complete Singapore Visa Application Guide, Ultimate Guide to Singapore Local Coffee / Kopi and Tea / Teh, Singapore Circle Line Guide: Maps, Facts, First- Last Train, How to Convert Driving License in Singapore, NightRider (Svcs NR1, NR2, NR3, NR5, NR6, NR7 & NR8), Premium bus service – Weekend Bus Service 926. Senior citizens would also do well to go in for a cheaper credit card option. Those over 55 will be eligible if they have an annual income of at least $15,000, net personal assets exceeding $750,000, or a guarantor with an annual income of at least $30,000. With these tips in mind, here's a round-up of the most popular types of credit cards in Singapore, sorted by category. Up to 10% cashback with some merchants including Grab,7-Eleven and Cold Storage; 6% for Singapore Power Utilities bills; and 5% back on all other retail spending. One way to reduce shopping expenses is through credit card payment. SimplyGo allows commuters to use contactless debit or credit cards to pay for their daily fares on Singapore trains and buses. All Singapore Citizens aged 60 and above will receive PAssion Card benefits for free. We thought these cards deserved honourable mentions because they are currently the only no fee credit cards in Canada that offer insurance that extends past the age of 65. Up to 25% extra credits await Singapore senior citizens every time they top up (electronic) a Happy Prepaid SIM. if you pledge S$50,000, you will have a S$50,000 credit limit). Meanwhile, at Giant, senior citizens aged 60 and above get 3 per cent off groceries on Tuesdays. Earn 1X TREATS Points for every dollar spent. Also, you will no longer be able to withdraw your fixed deposit as long as you own the secured credit card. You can only hold either the PAssion Silver Card or PAssion Silver Concession card and not both. We only list REAL grants; all grant programs listed … Moreover, with the zero percent balance transfer credit cards available in the … When you apply for a credit card as a retiree, you’ll need to meet specific eligibility requirements and submit a range of documents to support your application. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. T&Cs apply. Most major banks in Singapore will allow foreigners to apply for a credit card assuming you are on a valid work permit or visa and have a residential address in Singapore. The Best Credit Cards in Singapore 2020. One of the perks of being a Senior Citizen (55 years old and above) is the senior citizens’ discount in many areas including movie ticket prices. New customers can get S$150 in bonus cash credits. Other types of credit. SG50 giveaway for senior citizens 1. This is a website for Senior Citizens in Singapore aim to help educate our Senior Citizens on available Government Schemes & Assistance$ and Others know-how, to enable our Senior Citizens to ‘live & think’ positively and lead an enriching lifestyle through lifelong learning & sharing in their Silver Age. Earn 3 KrisFlyer miles per S$1 when you spend with Singapore Airlines, Scoot, SilkAir or KrisShop and 1.2 KrisFlyer miles per S$1 on all other spend. S$0 annual fee for the first 3 years and S$180 thereafter, Chance to win a trip for 2 to watch FC Barcelona every season, 1.6% cash rebate on all spend locally. According to the Monetary Authority of Singapore (MAS), a person above 55 years old (which is the age you are allowed to withdraw your CPF savings) with an annual income of at least S$15,000 can apply for an unsecured credit card. Enjoy up to 3% cashback on all online spend in foreign currency and all vPost spend. Well, we’ve done some research for you — keep reading for some of our top choices. However, there are some solid options out there and we list the top cards that offer 7, 10 and 15 days of travel coverage. Receive Sennheiser CX350BT Wireless In -Ear Headphones (worth S$149) upon S$3,000 minimum spend within the first 3 months of card approval. This will replace the current purple Senior Citizen Concession Card if … Applicable to senior citizens … S$10 for a Singapore Identity Card (applicable to new citizens aged 15 and above) Overseas Born Children to Singapore Citizen Parents* (*where the gestational mother is a Singapore Citizen; or father is a Singapore Citizen and is married to the child’s gestational mother at the time of birth of the child) $18 for each application Chandler Macleod. S$0 annual fee for the first 2 years and S$80 thereafter. Earn up to 3.2 Air Miles (8X TREATS Points) per dollar spent in Singaporean restaurants, petrol stations, public transport charges and Agoda hotel bookings. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide. Earn up to 8% cash rebates in grocery stores, supermarkets, online grocery shopping and other categories when minimum spend requirements are met. S$0 annual fee for the first 1 year and S$192.60 thereafter. Other types of credit. An unsecured line of credit is one that allows you to borrow funds without using any kind of asset as collateral. Hi, you need to call them to check. Unaffordable credit card debt, debt collector threats, collection attorney letters, debt lawsuits, court judgments, bankruptcies; too many older consumers on a fixed income find their security threatened by or perhaps even already lost to credit card … Singapore’s longest-running independent online media platform. In the News. It may be easier to get approval for personal loans, including car loans if you already have a credit card issued by a Singapore bank. Best Miles Credit Cards. Check out five great deals that are exclusively for senior citizens. Enjoy up to 3.33% cash rebates on local and foreign currency spend. 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